clinicians.build · interactive · august 14, 2026

The NTAP Ledger

Medicare just set five per-case add-on payments for clinical AI, from $61.84 to $2,275. Here is what each one is actually worth, laid over 2,259 real U.S. hospitals and the Medicare cases they already bill.

Primary source: FY2027 Hospital Inpatient Prospective Payment Systems final rule (CMS-1849-F)
Federal Register · published August 4, 2026 · 19 add-on payments approved, 5 AI or algorithm-based
Grounding data: MIMI Labs · CMS Medicare Inpatient Hospitals by Provider & Service, CY2023

The FY2027 inpatient rule approved 19 new technology add-on payments. Five are AI or algorithm-based — up from one the year before. The reimbursement identity for clinical AI now exists.

It is worth being precise about what the number means. NTAP pays the lesser of 65% of the average cost of the technology or 65% of the cost in excess of the MS-DRG payment. In practice, for all five of these, the finalized amount is exactly 65% of the cost the applicant claimed. The price is set by what the vendor says it spends, not by what the tool changes.

Pick a technology — FY2027 finalized maximum add-on, per case

2,259 hospitals, one add-on

Every IPPS hospital with at least 60 Medicare sepsis or stroke discharges in CY2023, positioned by how many eligible cases it bills and by what the add-on is worth as a share of the Medicare payment the case already generates. Circle area is the modeled annual add-on revenue.

Metropolitan Non-metropolitan Circle area ∝ modeled annual add-on dollars
Model the deployment
14.8%
60
Hospitals shown
Annual add-on outlay
Median hospital gets
Share of the DRG payment
Top 10% of hospitals take
Non-metro share

Where the benchmark is thin

Read this before you quote a number off the chart

Half the patients are missing. This is Medicare fee-for-service Part A only. Medicare Advantage, Medicaid, commercial and self-pay are not in the file, and MA now covers over half of Medicare enrollees. Critical access hospitals are excluded outright — which is most of rural America.

The case base is a stand-in, not an eligibility rule. Each NTAP has its own coverage criteria. Aidoc’s BriefCase-Triage is for abdominopelvic CT; Ceribell’s delirium monitor only counts for patients 65 and over. We hold the denominator fixed at real sepsis or stroke volume so you can compare the rates against real Medicare workload. Do not read a dot as a revenue forecast.

CMS suppresses small cells. Hospital/DRG combinations with too few discharges are absent rather than zero, so low-volume hospitals are systematically under-represented. Drag Min eligible cases upward and watch the non-metro share fall — some of that is real concentration, and some of it is the file.

2023 volume, 2027 prices. The discharge counts are the most recent CMS vintage available; the payment rates take effect October 1, 2026.

The thing that is not in the rule

Viz.ai’s ContaCT got the first AI NTAP, effective FY2021, at up to $1,040 a use. Five years and one published uptake study later, the open question is still whether the scans it triggered changed management. NTAP is a temporary payment attached to an input. There is no field on the claim for what the model concluded, no field for whether the clinician agreed, and no field for what happened next.

If the add-on pays for the finding, what pays for the model that confidently rules out?

Health Affairs authors Sita Kottilil and Amol Navathe put the mechanism plainly in a Penn LDI interview about their January paper: NTAP’s requirement that a technology demonstrate substantial additional cost “may incentivize developers to set high prices,” and paying for AI on labor-style inputs “may lead to overspending and overuse.” InVision’s figure moved from $162.50 in the proposed rule to $2,275 in the final one — exactly 14x — inside a single rule cycle. That is what an input-priced pathway looks like when it is working as designed.

Read the final rule → STAT’s coverage →